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Car Accident Settlement Timeline - How Long Does It Take?

Is there any data on how lengthy a private damage agreement takes?

There are two research that give an thought of ​​how long it takes for non-public damage cases to settle or resolve. These research indicate that instances of personal injury tend to last about two years. However, these studies solely quantify the time it takes for instances to pass from being filed to resolution. Not all instances are filed straight away after the accident. Therefore, many private injury attorneys estimate that it can take up to 3 years.



One study used to be carried out via the National Center for State Courts. It seemed at 925,344 civil proceedings filed in 152 specific courts in 10 metropolitan counties from July 2012 thru June 2013. It observed that the average private harm case took 486 days, or 1 year and four months, to go from being filed in court to "act."


However, the find out about defined "behaving" as:


  • the study room ,
  • hasty judgment
  • judgment in absentia,
  • Colony,
  • judgment, or
  • Several different sorts of resolution.
  • Of these actions, solely 10 percent were settlements.


  1. The study also found that certain sorts of lawsuits, specially scientific malpractice and product legal responsibility lawsuits, have a tendency to take longer. 1
  2. The US Department of Justice (DOJ) has carried out two studies on this topic. They each appeared at the amount of time it took for a private injury case to go to trial and a judgment issued.
  3. The first find out about was released in 2004. It appeared at 12,000 civil instances filed in 2001 in the 75 largest counties in the United States. It found that the average personal damage case took two years, a month and just over two weeks to finish. Presented in courtroom for a ruling. The common case size was 1 year, 9 months, and about two weeks. Some cases took longer, such as:
  4. Product legal responsibility lawsuits, which took nearly three years on average, and
  5. Medical malpractice lawsuits, which took 2 years, 9 months and about a week on average. 2
  6. The Department of Justice's second learn about regarded at 26,950 civil instances that had been tried in state court docket in 2005. It observed that, for a non-public harm lawsuit, the common timeline was two years, two months, and about two weeks to go from filing to jury verdict. The bench trials have been slightly shorter, at 1 yr and 9 months.
  7. However, these studies do no longer take into account the time between the incident and the submitting of the lawsuit. Lawsuits are not often filed straight away after the accident. In most cases, it is not saved till the victim has reached Maximum Medical Improvement (MMI) or the statute of boundaries approaches. This may take various years. In California, for example, the statute of barriers for auto accidents is two years. 3
  8. The studies additionally do now not take into account cases that had been settled before the lawsuit was filed. If the victim accepts the initial agreement provide from the insurance plan corporation or the defendant makes a honest agreement offer after the request letter, the case can also be settled after only a few months.


Are car accident settlements different?

Car accidents are usually settled a little faster than many other non-public harm claims. However, the particular instances of the accident and the extent of the victim's accidents will make extra of a distinction than just the truth that it was a automobile accident.

In general, automobile accidents tend to purpose much less serious injuries than sure types of other conditions, such as clinical malpractice. Relatively minor injuries make for a tremendously quick agreement process.

Car accidents additionally appear all the time. The frequent nature of a claim can result in a shorter timeline because it is a smoother process.

However, some elements can prolong or decrease the expected time table of a auto accident.


What are the factors that have an effect on the schedule of a auto accident?

There are many factors that can alternate the time table for resolving a automobile accident case. two most vital are:

The willingness of the parties to make concessions, and

Whether there are disputed facts.

In addition, the following factors can additionally affect the schedule of a auto accident:


  • concerned insurance companies,
  • whether the defendant is insured at all,
  • The intention of the victim to refer the case to trial, and
  • Whether the court docket backlog.
  • Willingness to compromise

  1. If you and the defendant's insurance enterprise are willing to compromise, it can make settling the case less difficult and faster. While it will notably speed up the timeline for resolving your vehicle accident claim, you may also now not acquire all the compensation you deserve.
  2. This happens greater regularly than you think. Many victims are afraid of the clinical bills that pile up quickly after a auto accident and the lost wages that would otherwise have been paid for some of those bills. This creates monetary strain to reach a agreement quickly. In many cases, victims give up up giving up compensation for their pain and suffering in order to get the case resolved shortly and get the contract check.
  3. Unfortunately, many insurance plan groups be aware of this. They are making an attempt to extend the case in order to increase the economic stress to settle. Then they make unreasonably low agreement offers to take advantage of your eagerness to quit the case.
  4. However, some defendant insurance plan companies are greater inclined to compromise. Some realize that it prices greater cash than you keep for now not conflict for each dollar.


Whether there are disputed facts

  1. It can also speed up the settlement schedule if there are no material data in dispute. If each events agree on the fault of the accident and the extent of your injuries, the contract timeline will probable be a great deal shorter.
  2. If it is no longer clear who precipitated the accident, contract will in all likelihood take longer. This is because beneath the rules of comparative error, victims who had been partly responsible for the accident would see their compensation decreased with the aid of their blame ratio.
  3. Determining every party's share of legal responsibility for the accident can drastically alternate the amount of compensation you are entitled to. Even worse, relying on the state, if you are greater than half of at fault in the accident, you may no longer be entitled to any compensation at all.
  4. The defendants and their insurance plan corporations will severely seem for any evidence that you played a position in causing the accident. They will argue that this means that you deserve a decrease agreement offer. Until proof is published that indicates who is absolutely responsible, it can be hard to settle the case. This can extend the contract schedule.
  5. The extent of the victim's accidents is any other fact that can be contested. It will additionally affect the expected schedule. If the injuries are serious, they may additionally lead to:


  • long recovery times,
  • permanent disabilities and
  • Extremely high prices for medical care.

Serious injuries frequently imply that the sufferer did not reach MMI earlier than the statute of barriers approaches. This can extend the nice second to file a lawsuit and add time to the agreement timeframe.

In addition, when the lawsuit is filed, the victims will have to claim compensation for future scientific fees that are as but unconfirmed. Defendants center of attention on this uncertainty and insist on exaggerating the viable fees that will be incurred. This factual warfare can create a vast gap between the victim's practical expectations of compensation and what the defendant is willing to provide.

Severe accidents also mean excessive medical expenses. Defendants are extra probable to negotiate aggressively and contest large agreement quantities than small amounts.

Accident victims  communicate with an auto accident legal professional from a respectable regulation association to better understand the achievable time frame of their case.


What are the auto accident agreement procedures?

In the weeks following a automobile accident, the insurance officer of the at-fault celebration will contact the victim and make an preliminary settlement offer. Usually this provide only covers scientific care charges for the sufferer that they have already received for their accident injuries. However, the offer can also seem tempting to victims who are already concerned about being in a position to pay these scientific bills.

Accepting the initial contract provide will end result in the case being terminated because the victim will have to sign a discharge shape to receive compensation in the agreement agreement.

The next step for victims who decline the preliminary settlement offer is to ship a letter of request to the faulty driver and his insurance company. The letter explains what happened, the extent of the victim's injuries, and the victim's intent to file a private damage lawsuit if compensation is not paid before the deadline.

In some cases, this will result in a fair contract offer. In other cases, the closing date will pass. After that, the victim's automobile accident lawyer files the complaint. This starts a automobile accident lawsuit. It is filed in court docket and presented to the defendant.

This is the point in the contract timeline as research show that it takes about two years for a case to be introduced to trial or a contract reached.

The defendant will then furnish an reply to the complaint. In the answer, the defendant both acknowledges or denies the allegations in the complaint.

The case then strikes on to the discovery process, which looks to uncover proof of the remaining disputed claims. Common sources for this evidence in a vehicle accident declare include:


  • Medical records,
  • police report,
  • witness statement,
  • Testimonies of the drivers concerned,
  • Details about property harm in the vehicle accident, and
  • Information contained in the accident document or insurance plan claim of the driver's insurance plan company.
  • When the proof is discovered, it will begin to give an explanation for how plenty compensation the sufferer deserves. This will stimulate settlement negotiations.


The court will also set a date for the trial. It may additionally also set a date for a agreement convention and might also agenda a mediation to get the parties to settle except trial.

Only if no contract is reached before the trial date will the case be transferred to trial. 

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